Loan Processor

Mortgage Loan Processor

Position Overview:

Epic Mortgage is seeking a highly efficient, detail-oriented, and customer-focused Mortgage Loan Processor to join our dynamic team. This role is crucial in ensuring that loans are processed swiftly, accurately, and within compliance standards, providing a seamless experience for both our Loan Officers and Borrowers.

Why Join Epic Mortgage?

• Competitive compensation paid bi-weekly, with profit-sharing opportunities.
• Comprehensive benefits package including Medical, Dental, Vision, 401K, HSA, and more.
• Remote work flexibility with a supportive and collaborative work culture.
• Extensive training, ongoing support, and opportunities for career advancement.

Key Responsibilities:

• Process loan applications and gather necessary documentation in line with underwriting requirements.
• Communicate regularly with Loan Officers, Borrowers, title companies, appraisers, realtors, and other stakeholders to ensure timely and accurate processing.
• Prepare and review closing packages, legal documentation, and ensure compliance with all regulations.
• Monitor and maintain loan files, manage documents in LendingPad, and ensure all deadlines are met for loan commitment and closing.
• Participate in daily virtual team calls and weekly pipeline review meetings.
• Proactively address potential issues, evaluate credit histories, calculate borrower income, and determine DTI.
• Maintain a positive team atmosphere and contribute to process improvement initiatives.

Requirements:

• High school diploma or equivalent required, associate or bachelor’s degree is a plus.
• Minimum of 2 years of experience in mortgage processing, with a strong understanding of underwriting, compliance, and Fannie/Freddie guidelines.
• Strong written and verbal communication skills with the ability to work collaboratively in a fast-paced environment.
• Attention to detail, problem-solving skills, and the ability to manage multiple tasks and deadlines.
• Proficiency in Microsoft Office, Google Suite, and familiarity with processing systems like LendingPad.

Epic Mortgage is an Equal Opportunity Employer, committed to the inclusion of all qualified individuals.

All your information will be kept confidential according to EEO guidelines.

NMLS #2404936 - Equal Housing Opportunity