Principal Product Manager - Compliance / AML / Risk Platform

Responsibilities

🔹 Compliance & AML Platform

• Own the product roadmap for AML/CFT, transaction monitoring, sanctions screening, and suspicious activity reporting (SAR/STR) systems
• Design and optimize risk scoring frameworks across onboarding and transaction lifecycle
• Partner with Compliance to translate BSP / AMLC regulations into scalable product features

🔹 KYC & Onboarding

• Build and improve KYC/KYB onboarding flows (individual & business)
• Optimize CDD/EDD processes, including document verification, liveness checks, and risk tiering
• Balance conversion vs compliance (reduce friction without increasing risk)

🔹 Anti-Fraud & Risk Control

• Define and implement fraud detection strategies (account takeover, scams, mule accounts, etc.)
• Collaborate with data teams to develop rules engines, alerting systems, and case management tools
• Improve real-time monitoring capabilities for transactions and user behavior

🔹 Risk Platform & Tooling

• Build internal tools for:
• Case management
• Investigation workflows
• Audit trails and reporting
• Integrate with external vendors (e.g., KYC providers, blockchain analytics, sanctions lists)

🔹 Cross-functional Leadership

• Work closely with:
• Compliance / MLRO
• Risk & Fraud Ops
• Data Science / Analytics
• Engineering
• Act as the bridge between regulatory requirements and product implementation

Requirements

Must to have

• 5+ years of Product Management experience, preferably in fintech, payments, or crypto
• Strong understanding of:
• AML / CFT frameworks
• KYC / KYB processes
• Transaction monitoring
• Experience building or managing:
• Risk engines / fraud systems / compliance platforms
• Familiarity with Philippines regulations (BSP / AMLC) or similar regulatory environments
• Ability to translate regulatory requirements into scalable product solutions

Nice to have

• Experience in crypto / blockchain / exchange platforms
• Knowledge of:
• Fraud typologies (scams, mule accounts, phishing, etc.)
• Sanctions screening & travel rule
• Experience with tools/vendors like:
• Chainalysis / TRM / Elliptic
• Onfido / Sumsub / Jumio
• Background in compliance, risk, or data analytics