Licensed Loan Officer

Licensed Loan Officer – Northgate Mortgage LLC

• Position: Licensed Loan Officer
• Company: Northgate Mortgage LLC
• Location: Farmington Hills, MI (48334)
• Nearby Areas: Farmington, Novi, Livonia, Southfield, West Bloomfield, Commerce Township, Northville, Plymouth, Canton, Dearborn, Royal Oak, Birmingham, Troy, Sterling Heights, Warren, Auburn Hills, Rochester Hills, Waterford, Madison Heights, Detroit
• Compensation: Commission-Only Compensation Structure
• Unlimited earning potential
• Commission-only position (no guaranteed salary or hourly wage)
• Earnings based on funded loan production
• Compensation directly tied to loan originations and closed transactions
• Significant upside for high-volume producers
• About Northgate Mortgage:
• Provides a broad range of lending solutions including:
• Conventional Mortgages
• FHA Loans
• Purchase Loans
• Refinance Loans
• Cash-Out Refinances
• Reverse Mortgages
• Construction Loans
• DSCR Loans
• Residential Mortgage Programs
• Commercial Lending Solutions
• Focused on helping borrowers navigate the mortgage process with access to a diverse portfolio of financing products
• Role Overview:
• Responsible for prospecting, converting leads, originating loans, managing borrower relationships, and guiding clients from application through closing
• Key Responsibilities:
• Generate mortgage loan opportunities
• Develop referral and borrower relationships
• Convert company-provided leads
• Conduct borrower consultations
• Analyze borrower financing needs
• Recommend appropriate mortgage products
• Collect and review loan documentation
• Maintain pipeline activity and follow-up schedules
• Guide borrowers from application through closing
• Work closely with processors, underwriters, and operations teams
• Ensure compliance with lending regulations
• Meet production and funding goals
• Required Qualifications:
• Active NMLS Mortgage Loan Originator License OR successful completion of the SAFE Mortgage Licensing Exam
• Ability to obtain required state licenses
• Strong verbal and written communication skills
• Excellent relationship-building skills
• Strong sales and customer service abilities
• Experience managing multiple borrowers and active files
• Strong time management and organizational skills
• Comfortable working in a commission-only compensation structure
• Ability to make outbound calls and develop business
• Ability to maintain borrower confidentiality
• Goal-driven, self-motivated mindset
• Ability to learn company systems and mortgage products
• Preferred Experience:
• Mortgage lending
• Mortgage sales
• Loan origination
• Banking
• Financial services
• Borrower relationship management
• Mortgage pipeline management
• Lead conversion and prospecting
• Benefits (Eligible After 90 Days):
• Health Insurance
• 401(k)
• Professional Development
• Company-Paid Licensing Support
• Assistance Obtaining Additional State Licenses
• Mortgage Product Training
• In-House Systems Training
• Workflow & Process Training
• Career Advancement Opportunities

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